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Uninsured motorist (UIM) coverage is not required for Washington drivers, yet insurance companies are required to offer it. Those who choose not to purchase UIM must reject it in writing. Sadly, many drivers fail to recognize the benefits of adding UIM to their insurance policies. They may do so to save money in the short...

It may be difficult to stay calm after being involved in a car accident, especially when it’s clear that someone else’s reckless behavior caused it. It’s best to make sure that everyone involved is OK and call the police immediately. If you are in an area where you can be struck by another car, it’s...